You've got a style all your own. And when it comes time to buy a car, you want a vehicle that reflects who you are, with the features that fit your lifestyle. Maybe you know the exact model you want, or perhaps you want to discover where form and function meet to reveal your ideal car.

Either way, AutoTrader.com's Automotive Buying Guide for new car research is the perfect place to begin. Our tips and advice help guide you through the car buying process.

Today's competitive incentives like cash rebates, extended warranties and low-interest financing make it a great time to buy a new car. Owning a new car means you'll worry less about maintenance and repairs, and you'll get the peace of mind a manufacturer's warranty brings

Think about what fits your lifestyle

• What kind of driving do you do?
• How important is gas mileage?
• How many passengers will be riding in your car?
• Do you want a manual or automatic transmission?
• What car safety features are important?
• Will you be doing any towing?

Next, start your car search online. You can quickly narrow your choices by reading new car reviews, safety tips and pricing. Print out pertinent information to keep in your car buying folder.

Decide what you can afford to spend

• What does your budget look like?
• How much can you afford to spend on a down payment?
• What kind of monthly payment can you handle?

Unless you plan on paying with cash, it's smart to get pre-approved for financing. It is important to know what you can afford ahead of time. A general rule of thumb is your total monthly car payments shouldn't surpass 20 percent of your monthly take-home pay.

Save money up front

• Put as much cash down as possible. Starting with a lower principal balance will help to minimize your monthly payments more than a good rate.
• Search for a cash rebate to decrease that principal balance. Combine it with a low-interest rate and you will save money.
• When it comes to special incentives, be prepared with other alternatives. Many buyers do not qualify for the zero-percent rate when it’s available. Or, the loan term is so short that monthly payments are way too high.